Business Notes

Bay Investing offers a variety of funding strategies for the seller financed Business Note.

Business notes are usually secured by the business itself, including the assets and inventory--rather than actual real estate. This section deals with these types of Business Notes. For information on Commercial Notes which ARE secured by real estate, please refer to the Mortgages and Trust Deeds page.

Usually, we work with individuals that have sold a business, received a substantial down payment, and carried back a loan in the form of a Business Note, secured by the business and personally guaranteed by the payor.

Depending upon the type of business, the note structure, the pay history and the current credit of the business and payor, we can usually purchase ALL of the business note… or a PORTION of the future payments .

If you are a business note holder, or a business broker, we can help you or your client cash out of your business note.

In some cases, with a substantial down payment, we can facilitate a simultaneous closing on a business note as well.

In order to receive a quote for your business note, please fax to us at (443) 782-0775 the following information:

Cover Page with your contact info including name, phone, email, and fax
Copy of the Note
Copy of the Bill of Sale
Copy of the Closing Statement

You can also send us this information via email.

If you let us know exactly how much cash you need, we may be able to structure the purchase so that you only need to sell a portion of your payments. We look forward to hearing from you.

Feel free to look at our Frequently Asked Questions for more detailed information.