Mortgages and Trust Deeds

If you have sold property and carried back a mortgage or deed of trust, you have the ability to sell all or part of that instrument for immediate cash. Contact us by phone, fax, or fill out our free quote form online and see how much your note is worth today.

We purchase mortgages and trust deeds secured by Single Family Residences, Commercial properties, 1-4 units, 5+ units, mobile homes (with land) and raw land.

Also, if you are in the process of buying or selling a property, and traditional financing will not work, or is not desirable for some reason, we specialize in a temporary seller financing strategy called the Simultaneous Closing. Using this technique the seller creates the note and then simultaneously sells it to us at the closing table for cash. Look under the Simultaneous Closing page and the Creative Strategy page for more information about this technique.

It is important to note that all seller financed notes are purchased at a discount, not at par value. This is because this type of instrument is a non-conforming secondary investment The amount of the discount depends upon a variety of factors including (but not limited to) the type of property, the payor's credit report, the note structure and terms, and the equity position. At Bay Investing we work with you to minimize the discount so that you receive the most amount of cash possible. Our quotes are always well above those of our competitors because we have access to unlimited funds through our own portfolio and those of our private investors and pension plans.

Feel free to look at our Frequently Asked Questions for more detailed information.